Is renting an apartment worth it? Clean the apartment when you want to. Never interfere with anyone and do not disrupt plans

• Full name and passport details of the owner of the property and the tenant;
• Monthly rent amount;,
• Conditions for reviewing housing fees;
• The largest number of visits by the owner of the apartment to check it, as well as the conditions of checks;
• Persons who are entitled to cohabitation with the tenant;
• The term for renting out the apartment;
• Conditions under which the contract will be terminated.
• The contract must contain detailed description housing: address of the apartment, area and number of rooms, number of storeys of the house.

Contact an agency or rent an apartment yourself

Turning to the services of an agency, you, first of all, really save your time and get guarantees that the transaction will be transparent and you will not be deceived. Large companies, as a rule, value their reputation and do not resort to fraud for the sake of immediate profit. As for payment, here you still have to fork out. The agency will offer you to pay three monthly housing costs at once, including payment for a month of living in advance, payment security deposit(which is returned at the end of the term of employment) and payment - remuneration for the services provided by the agency. But even if you are satisfied with the apartment and the price offered by the agency, there is still a risk of running into a dishonest realtor. Such an employee can use the agency's database and offer to conclude a deal bypassing the cash register, as they say "in the kitchen." This can save you money, or maybe deprive you of them, the risk of being deceived is very high in such a situation.

Imagine a situation where you or, for example, your loved ones, for some urgent reason, needed to rent an apartment in Moscow. The first and quite logical step would be to call people you know and ask if they have a good and reliable option in mind. Well, if, unfortunately, they cannot help you in any way, or if you need a rented apartment in another city, it remains to turn to the ads for renting real estate. And here you find yourself in a dilemma - to use the services of a real estate agency, or to look for the owner directly. Both in the first and second cases, there are both positive aspects and disadvantages, which we will try to consider in more detail.

Five tips on how to properly rent an apartment and not become a victim of fraud

Fresh renovation, cleanliness, a smiling and friendly owner and, most importantly, a very attractive price - all this is by no means a reason for a tenant looking for housing to immediately move into an apartment, let alone pay a deposit three months in advance. The RIA Real Estate website has collected five expert tips that will allow you to learn about the intricacies of renting and not be left with your nose, and besides, on the street.

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What is the best thing to do: rent an apartment yourself or act through an agency

1. According to Art. 30 of the Housing Code of the Russian Federation, the owner has the right to provide for temporary use the premises belonging to him on the basis of a lease or lease agreement.
2. In accordance with Art. 67 of the Housing Code of the Russian Federation, the tenant of housing under a social tenancy agreement also has the right to rent out housing. However, at this point, a small clarification cannot be dispensed with.

For apartment owners, the intermediary service will be free, since the commission is paid by the tenant. However, in some cases, the owner also pays. For example, if he urgently needs to rent out housing (the funds paid will be used for additional advertising of the apartment), or if he rents elite real estate, an employer for which is not so easy to find.

Renting rules: how to rent an apartment through a real estate agency

For example, if the owner decides to “at the behest of the left heel” raise the rental price before the end of the contract, the tenant can contact the realtor and he, in turn, will either influence the owner or find the client a similarly priced apartment without a commission.

The agency has been operating in the capital since the early 90s. Currently there are more than 40 offices in different areas Moscow. The amount of the NA commission depends on the type of service provided. When compiling the so-called. "guarantee card", which ensures the full responsibility of the agency for the transaction during the entire period of hiring, the commission is equal to 100% of the monthly rental price. If the mediation of the agency is limited to simply selecting an option, the commission is 50%.

Rent an apartment through an agency or from the owner

Well, it’s clear about the price, agencies take crazy interest, then there will be an agreement with the agency, where everything will be described what furniture in the apartment in what quantity, deadline, responsibility of the parties, etc. I advise you all the same to seek from the owners, and do not overpay these grabbers, agents by and large do not care how you will live there, in case of problems they are not responsible, Further, you can also conclude an agreement with the hostess called agency contract, most importantly, the author asks for payment calculations, otherwise you know it happens that the owners do not pay for the apartment and then the lights turn off the water, so be careful and good luck to you!

the agency will not be responsible for anything, it’s ridiculous to believe in fairy tales - it will also print standard contract and take the money. If there are problems with the owner, the agency will not help in any way. Even your commission will never be returned, since any contract is drawn up in favor of the agency and it is completely safe. I worked at one time in a large agency (not a realtor), I dealt with contracts and problems - the agency payments were never returned to the client for any service, even if the problem is real (during the sale) and there is judgment- all problems are formally only between the owner and the client, the agency completed the task under the contract - it found what they agreed to, it will not be responsible for third parties. There is an agreement - go to court and solve problems yourself. The same will happen if you conclude an agreement simply with the owner. It all depends on the person, decent or not. You can at least ask different questions yourself, inspect the apartment, while the agent will try to quickly show the pluses, speak his teeth so that they agree more quickly - it is not profitable for him to show many options and look for pitfalls. Sense to overpay in the air? the truth is difficult to find without an intermediary, so if you need to quickly, quickly, you will have to go to an agent

How to rent an apartment and not fall for the tricks of landlords

From the words of the elderly, it turned out that they had found an apartment for long-term residence on the site a few days before and contacted the specified number. They were offered to see the apartment in one day and immediately move in. When they arrived, the young man showed them the apartment, took the money for the first and last month, handed over the keys and disappeared. Probably the worst divorce ever.

For example, in Berlin, few people are interested in the issue of property. Everyone is well aware that working for their own apartment for many years is unprofitable and futile. There are a lot of great options around, even for a “month”, even “until the end of life”. This approach is applicable to Moscow as well. And that's why.

1. Location

Suppose the mortgage calculator said that a monthly installment of 40,000 rubles will allow you to get a modest odnushka in the castle in the foreseeable future. We have nothing against suburban areas of the capital, but such investment in the future in itself instills depression in the present. For the same amount you can rent an excellent kopeck piece in good, almost central regions with parks and within walking distance of any transport. And to complain that in this case in 15-20 years you will not have your own housing is short-sighted.

Why? Because you don't know what can happen in that amount of time. Would you even want to live in an apartment for which you pay such money, with all its imperfections? Maybe it's better to allow yourself to live where you like, without looking back to an unknown future?

2. Freedom of movement

Trying to build stability around ourselves and become attached to one place of residence, we sometimes fall into error. Fate at any moment is ready to make its own adjustments to our plans. Change of work, trips for treatment, business trips, changes in personal life: all these metamorphoses are not so terrible when your housing is rented.

Of course, no one cancels the option of renting your own housing. You can rent it and use the money you receive to move freely. But this option will require much more time and effort. And if the apartment is rented, you just pack your things, take your favorite ficus and get into a new house.

3. Lack of unnecessary things

How to distinguish a person living in a rented apartment? He has a minimum of his own things. Clothes, hygiene items, a laptop and a few other little things that wander with him from place to place. The rest, which is earned by “overwork”, is donated, distributed to charitable foundations, sold or, in extreme cases, stored in a paid warehouse. Tenants do not have the habit of hoarding, which means they know how to better organize their living space and get rid of unnecessary things without regret. From the point of view of psychology, this is a more “clean” and truer approach to feeling life and living it. They are more ready for the new, because there is simply no place for the old.

4. Less spending

As the owner, you must independently monitor the condition of the housing. If pipes burst, pay for repairs and compensation to neighbors. If the equipment breaks, buy a new one at your own expense. For those who rent housing, there is no such problem. Any major breakdown, whether it be a washing machine or a malfunction of pipes, is solved by the owner of the apartment and at his expense.

5. Budget comfort

In rental housing it is much easier and cheaper to create your own atmosphere. Inexpensive furniture, a few accessories and the apartment is already “your”. In some cases, this is included in the rent and part of the costs can be included in the payment.

6. No extra obligations

Just one lease agreement - and you can live in peace. No paperwork and tons of papers. Legal issues do not concern you, just live and enjoy life.

The search for stability does not begin with square meters, but with order in one's own head. By streamlining your thoughts and breaking stereotypes about the importance of your own home, you will stop investing materially and morally in imaginary guarantees and confidence in the future. In the end, once in a lifetime it is worth trying to live here and now, without thinking about what will be very far away.

Hi all!

I would like to talk to you today about adult children, rent and relationships with parents. Here's the thing: I went back to work. I work with irregular hours. I can work for a day - then sit at home for two, then come to work in the morning for a couple of hours, leave and in the evening again I have to call in for a couple more hours ... In short, I have a sliding-non-normalized schedule ... I ran into a small dilemma. And I would like to consult with you.
I live in Moscow, but from my work at the opposite end of the city. The road takes me 2 hours one way - this is a must. And if you are afraid of overlays and being late for a meeting or a responsible meeting - throw in another hour. And I decided to rent an apartment near my work. When my mother found out about this decision, she had a quiet hysteria. And I can’t wait for those, girls, already 30 (!!!) years old. And before, I already rented an apartment, living with a man. Then I filmed alone, and my parents quietly sawed me for it. But now, she left, and I feel my mother talking to me through resentment. She does not understand this step. I think I'm throwing money away. And she doesn’t understand about traffic jams, and for many years she knows the specifics of my work - and it doesn’t matter ... And I’m already thinking to myself, maybe I’m taking care of myself too much? Many people go and endure... Financially, by the way, I can afford this rent. But ... I talked to her on the phone today, and some kind of sediment is straight. I'm restless. I feel like she is offended by me. And how can I explain that I left work today at 16, slept, dined at home, wrote a post on the net, and by 22 I can go rested and fresh again? And if I didn’t shoot, I would have had to spend all this time at work, or walking somewhere. And, renting an apartment nearby, I can sleep and do business. I think it's so understandable! My friend (he is French) says that in his country - people start renting housing separately from their parents as soon as they go to work. And they choose it, of course, closer to work and study. And only we have rental housing in hometown equates to unprecedented savagery ... And not only my mother does not understand the "fun", but many of my friends. And I say that the money for renting an apartment is the price of freedom and my personal time, which I simply don’t have at another place of residence! In response, they only shrug their shoulders: "Well, what a stupidity," from the series. It's a shame...

Is it worth it to rent an apartment near work in order to save time for personal life and healthy sleep?

Poll completed.

8 (73%) 0 (0%)

yes, if it takes no more than 25% of income

No. It is better to save for buying a house, a car, etc.

When young people enter adulthood and begin to live independently, separately from their parents, they immediately have a question - where to live? Everyone needs a roof over their heads. This is a matter of prime necessity - both for those who are still single, and for those who have already created their own family, their own “cell of society”.

The question arises: what is more profitable - to buy an apartment (taking a mortgage loan) or to live in a rented apartment?

More profitable to rent

Here's what I think about it:

1. Frankly, I am amazed by adults who live with their parents. I immediately recall the New Year's classic film "The Irony of Fate, or With light steam!" and Zhenya Lukashin.

I agree that young people (in fact, yesterday's children) clearly cannot afford to immediately take and buy their own apartment. But, you see, everyone is able to rent a rented apartment and live their own lives, and not remain in the role of an unreasonable child in their parents' apartment.

2. Calculations show that it makes no financial sense to buy your own home much cheaper to rent!

Grab a calculator and do the math - see for yourself! When selling, you will not be able to return to yourself all the money that you pay to the bank for purchasing an apartment on a mortgage. When buying a home with a mortgage, you get huge overpayment by 2-3 times.

Therefore, I recommend that you rent your first home and at the same time save money to buy an apartment. With this approach, you can save money in just 10-15 years (you will pay a mortgage 2 times longer) - with the same amount of monthly financing.

Unobvious Benefits

In addition to financial arguments, there are also indirect benefits of living in rented accommodation:

– you can rent housing where it is more convenient for you to live (near work, near kindergarten or schools, near the park, near the river, etc. - depends on your preferences and financial capabilities);

– you are not “attached” to your apartment (region of residence) until the end of your life and you can freely move at any time and to any place at your discretion;

— you don't "freeze" your money in an illiquid investment(what real estate is today, because it is difficult to quickly sell it at a high market price), but direct them to making investments diversified in different classes and directions;

- you maintain peace of mind - for many years you will not be pressured by a huge burden-mortgage debt and constant fear of eviction from the apartment in the event of a sudden dismissal (deprivation for any reason of the main - and often the only - source of income);

- you do not overpay a lot of money for using a mortgage, but keep it in the family budget and wisely use it to create your own financial cushion, multiple sources of income and enjoy life.

P.S. What do you think about this - is it more profitable to rent or buy? How do you solve your housing problem?